The latest product updates for the LoNav platform — new features, enhancements, and fixes. This page is refreshed with every release, newest first. Have feedback on something you see here? Reach out to your account team — many of these improvements started as loan-officer requests.
August 12–13, 2026
v0.1.89–v0.1.92New
- One card per deal, not one per borrower. A borrower working two loans at once now appears as two cards on your pipeline, each moving on its own timeline — no more choosing which one the board is allowed to show. Give each deal a name, see at a glance when a borrower has more than one in flight, and start a new deal from the record you already have open. Funded work stays collapsed to one card per borrower so a closed book doesn't crowd the board.
- Your programs, on the dashboard and on your phone. Accountability programs now surface where you already work — a card on the dashboard and on the mobile Today screen — so a program you joined stays in front of you instead of behind a menu.
Improved
- Marketing that follows the deal. Campaign audiences now read the stage of the deal itself rather than the borrower's overall record, so a past borrower who is shopping again is reachable as the lead they currently are.
- The loan program prints on the pre-approval letter. The program you chose in the wizard carries onto the letter as part of that pre-approval's identity, and you can withhold it on any individual letter.
Fixed
- Security and reliability improvements.
August 8–12, 2026
v0.1.85–v0.1.88New
- Letter Studio — pre-approval letters on your own letterhead. Upload your letterhead once and LoNav maps your fields for you. Review the suggested mapping before anything is applied, then write and edit the letter in a familiar document editor with a live preview of the finished PDF. Set your branding up once and every letter after that reuses it.
- LoNav on your phone — a real app. The LoNav mobile app arrives with a Today screen built for the walk between appointments: what needs you now, your next seven days of deadlines, and one-tap pre-approval letter requests.
- Every loan file has its own page. Deals are now records you can open, link to, and come back to. Notes and tasks attach to the deal they belong to, search takes you straight there when a borrower has a single live deal, and records open in place instead of making you re-pick the borrower.
- Facebook and Instagram lead ads flow straight into your pipeline. Connect your Meta account and leads from your ads arrive as real pipeline entries — no export, no copy-and-paste.
- Duplicate borrowers caught as you type. LoNav checks phone and email the moment you create a contact, so the same borrower doesn't land in your book twice.
- Build your own pipeline stages. Add sub-stages that match how your team actually works; they slot in after the platform stages without disturbing anyone else's board.
Improved
- Start a HomePass from the borrower's record. Any HomePass flow can begin from the record you already have open, the subordinate-lien term is editable where it matters, and a funded deal clearly owns its close.
- Sharper income calculation on self-employed files. Schedule C income is captured on mixed W-2 and self-employed returns, pay frequency falls back to an actual run rate when a stub is ambiguous, and the right document is chosen when several could answer the same question.
- Truer prepaid and escrow figures. Escrow deposits are computed from the real schedule rather than assumed, so cash-to-close estimates hold up.
- Notes and tasks you can trust. Notes record who wrote them and keep an edit history; tasks carry their borrower and deal, and overdue tasks stay visible instead of quietly disappearing.
- Partner production credited to the right deal. Referral credit lands on the funded deal with a single owner, and agents entered by a teammate are credited properly.
- Accountability, now in your briefing. Your activity card appears in the daily briefing, managers and partners get the visibility they need, and a completion report closes the loop.
- Imported books arrive intact. Contact import no longer strands records, and it tells you plainly what went wrong when a row can't be read.
Fixed
- A deal's status is its own — updating one loan file no longer changes another for the same borrower.
- Approved letterhead now shows as approved, so letters stop falling back to the generic template.
- A lapsed plan is no longer displayed as your current plan.
- Mobile sign-in loops and notification crashes found in device testing are resolved, along with several controls that looked active but did nothing.
- Security and reliability improvements.
August 1–8, 2026
v0.1.67–v0.1.84New
- Deals at the center of your pipeline. Every borrower now has a deal — one loan file per transaction that moves through your pipeline from first conversation to closing. Co-borrowers and attached agents appear on one card instead of scattered records, deals are named automatically ("Chris Smith — Purchase"), and a review prompt helps you link possible co-borrower matches so nothing falls through a duplicate.
- Know exactly where every application stands. The new Qualifying stage tracks each application wherever it lives — in LoNav or an outside system — with a document checklist (requested → uploaded → reviewed), whose-court-is-it indicators, and stalled-deal alerts in your AI Daily Briefing so quiet files get rescued instead of aging out. Your briefing even counts the deals you've saved.
- Borrowers chase their own checklist. Before a loan even exists, borrowers see a "Getting you qualified" needs list in their portal and upload documents against each item — every upload updates your checklist and puts the ball back in your court automatically.
- Put LoNav on your phone. Install LoNav straight to your home screen from your browser — one tap to your pipeline, no app store required.
- Stay signed in, securely. Borrowers and agents now stay signed in to their portals on trusted devices for 30 days, and loan-officer sessions automatically sign off after 30 minutes of inactivity to protect client information on shared desks.
Improved
- The loan comparison is now a scenario lab. Compare options across loan programs and down payments in one comparison — put "FHA with 5% down" right next to "Conventional with 20% down" — and enter your rate-sheet price directly (99 fills one point of cost, 101 one point of credit) instead of converting by hand.
- Borrowers can explore their options. Published comparisons include the down-payment choices you selected as one-tap options, recalculated with each program's real mortgage-insurance math.
- A clearer mortgage journey. A redesigned journey view with required-disclosure timing built in, so borrowers and your team see the same road map.
- Sharper pre-approval editing. More accurate prepaid and cash-to-close estimates on pre-approval edits, with every assumption recorded so any figure can be reproduced later.
Fixed
- Published loan comparisons now appear everywhere your borrower looks — the portal, their phone, and your preview — showing exactly what you built.
- Returning loan officers no longer hit a sign-in loop after an idle session.
- Form entries across the platform save reliably — no more silently lost edits in loan and pre-approval dialogs.
July 27–31, 2026
v0.1.62–v0.1.66New
- See who owes the next move. Every loan in your pipeline now shows a “Ball in Court” indicator, so you can tell at a glance who the deal is waiting on — you, your borrower, or a partner — and why.
- A full-page AI assistant. The AI assistant now expands from a docked side panel into a full-page workspace and remembers your past conversations, so you can pick up right where you left off.
- AI help for support staff. LO assistants and loan processors can now use the AI assistant on behalf of the loan officers they support.
- Social links on your business cards. Add your social media profiles to your account and display them on your digital business cards.
Improved
- A more capable Closing Calendar. Pick closing dates with a single click, see blocked days at a glance, and apply lender-specific business-day rules and borrower waiting-period waivers.
- Recoverable pre-approvals. Removing a pre-approval now moves it to a recoverable “Stale” list instead of deleting it for good.
- Filter your lead pipeline by loan officer. Narrow the all-borrowers view down to any individual loan officer on your team.
- Faster, more consistent image uploads. Photos and images are now automatically optimized when you upload them.
- A clearer referral-partner picker. Browse your partners when assigning one, and see at a glance when a partner is already linked to a loan.
Fixed
- Pre-approvals now appear reliably across your pipeline with the correct expiration dates, and your edits to them are saved instead of being lost.
- On team accounts, your saved letterhead is protected so a teammate can’t accidentally overwrite it.
- Contacts from a bulk-imported client list now flow straight into your CRM.
July 21–26, 2026
v0.1.50–v0.1.61New
- Recruit agents into LoNav. Invite real-estate agents with personalized demo links, track their interest, and see new referrals and recruits arrive right in your notifications.
- Tag and organize your book. Customizable tags — including AI-suggested ones — follow each borrower from first lead all the way to closing.
- Automatic lead capture. Bring in new leads from your lead sources automatically with guided setup and built-in AI help, and spot brand-new leads at a glance so you can respond faster.
- Stay compliant on outreach. Automated campaigns now automatically skip anyone on your Do-Not-Contact list.
- End-to-end appraisal tracking. Follow the full appraisal process in your pipeline, from receipt and reconsideration-of-value requests through conditions and the borrower notices required by law.
- A new Closing Calendar. Track required disclosure timing and key closing dates so deadlines never slip.
Improved
- A sharper morning routine. Your morning briefing is now the AI Daily Briefing and correctly credits each loan officer when you view a team.
- Smarter Pulse alerts. Pulse alerts now accept your own instructions, can be snoozed, and link straight to the exact field that needs your attention.
- Easier contact editing. Capture date of birth, edit more fields in place, and never lose a change to a silent save error.
- More flexible home-shopping tools. A batch of HomePass improvements for borrowers, including editable wizard steps, an inline rate editor, borrower cash-to-close figures, and more ways to share.
- Default pre-approval letters. Choose which pre-approval letters are your defaults and see clearer status on the letterheads you’ve uploaded.
- Add a partner on the spot. Type an agent’s name we don’t recognize and the pipeline offers to add them as a referral partner right there.
- Pipeline polish. A set of usability improvements across the Production Pipeline based on real loan-officer feedback.
Fixed
- Your funded loans are visible again, filterable by year, with an owner-wide view of your whole team’s closed book.
- A typed interest rate no longer silently fails to save in loan dialogs.
- You now see a clear error message when a save or update doesn’t go through, instead of it failing silently.
- To meet privacy and referral regulations, loan comparisons are no longer shown in the realtor portal.
July 19–20, 2026
v0.1.34–v0.1.49New
- Compliant documents, automatically. Every consumer-facing document now includes the required licensing and compliance disclosures on each page.
- Richer appraisal tracking. Track appraisal status — including On Hold and Appraisal Waiver — and add your own custom fields to any loan.
- Stay in touch after closing. A new Engagement Hub in the borrower and realtor portals helps you keep up with past clients, and you can switch it on or off.
Improved
- Team access that follows job titles. Producing loan officers see their own book of business while support staff see the whole team’s.
- More admin control. Account administrators can manually assign a plan to a user and remove another user’s admin role.
- Focus on one loan officer. Team leads can filter contacts, campaigns, and loan applications down to an individual loan officer.
Fixed
- The New Loan dialog now clearly reports errors and works on accounts that use free-entry loan numbers.
- Refinance records with incomplete details no longer fail to save.
July 14–18, 2026
v0.1.29–v0.1.33New
- Compare cash-to-close scenarios. Build and compare several side-by-side cash-to-close scenarios for a borrower — adjusting the closing date and funds needed — then carry the chosen one straight into their application.
- Your branding on borrower documents. Pre-approval letters, loan comparisons, and other borrower-facing documents now automatically carry your company letterhead and branding.
- Work in your own time zone. Set your time zone so loan dates, reminders, and your daily briefing all appear in local time.
Improved
- Plan around closings. Sort active loans by closing date and see upcoming closings overlaid on your calendar.
- Know who owns each client. On teams, borrower names, contacts, and teammates are color-coded by their owning loan officer.
- Cleaner referral-partner links. Realtor links you add are now shared across your whole account and shown in their own column, with junk placeholder names cleaned up.
- Smoother comparison sharing. The share dialog now pre-fills the borrower’s details and reads clearly.
Fixed
- Some borrower PDFs that occasionally failed to generate now generate reliably.
- Security and reliability improvements across the platform.
July 8–13, 2026
v0.1.21–v0.1.28New
- Generate disclosures in the loan workspace. Produce compliant Loan Estimates and Closing Disclosures — including cash-to-close, escrow details, and borrower receipt confirmation — right where you work the loan.
- A built-in income calculator. Total qualifying income across employed, self-employed, rental, and other sources into a single figure, with document prefill and a clear show-the-work breakdown.
- Full support-staff pipeline access. LO Assistants and Loan Processors can now fully manage the pipeline on your behalf, with enterprise seats assigned automatically by each member’s role.
- Visual drip campaigns. Build multi-step drip email campaigns with a new step-by-step visual builder.
Improved
- Cleaner client imports. Importing your client list from a spreadsheet now flags duplicate contacts before anything is added, keeping your database clean.
- A smoother password reset. Resetting a forgotten password is now a faster, fully in-house experience.
New
- A redesigned Lead Pipeline. Capture new leads with a built-in mortgage estimator and co-borrowers, send borrowers an application to complete, and track everything in a new Applications tab.
- A more complete online application. Borrowers can now enter their full employment history and liabilities, with every change saved automatically as they go.
- Review borrower documents in place. Preview borrower-submitted documents inline and follow each application’s progress from start to finish.
- Model your goals. The Production Goal Tracker adds a what-if simulator with pace projection and gap analysis so you can map different paths to your targets.
- Refer in one step. Referral partners can set up their own profile and refer a buyer to you in a single step, instantly creating a lead and notifying you.
- Talk to LoNav. Dictate notes and questions to the assistant by voice anywhere in the app.
- One-tap borrower contact. Tap a borrower’s name to call, text, or email them right from your phone.
Improved
- A cleaner Loan Comparison. A refreshed design with program-accurate payment math and one-click sharing to borrowers and referral partners.
- Color-code your pipeline. Set your own borrower-name colors and spot approaching deadlines with automatic urgency highlighting.
- Move any loan In-Transaction. Move a loan into the In-Transaction stage and enter its loan number on the spot — even for loans that didn’t start as an online application.
Fixed
- Corrected payment figures across Loan Options, Loan Comparison, and HomePass so they reflect the financed loan amount, your entered mortgage-insurance costs, and accurate rate ranges.
- Security and reliability improvements across the platform.
June 29–30, 2026
v0.1.13–v0.1.19New
- Loan Operations (beta) grows. The beta adds an underwriting workbench for recording decisions and risk notes, a configurable pricing engine, and a borrower-facing pricing page.
- Custom pipeline columns. Add your own columns to the In-Transaction pipeline with a guided setup wizard.
- Shop-a-Home affordability calculator. A new calculator helps borrowers see what they can afford, and referral partners can offer it to their buyers through HomePass.
- Instant team invites. Enterprise admins can invite teammates by email and have them join instantly, with seats that grow automatically as the team adds members.
- One-click loan delivery. Send a completed loan file to Encompass in a single click.
Improved
- A faster In-Transaction pipeline. More compact and quicker, with color-coded deadline urgency, one-tap actions to fund a loan or move it back, and archived loans you can recover.
- Clearer timeline markers. Loan-timeline markers are easier to read, and you can schedule communications and milestones to an exact 15-minute time.
- Smoother refinance sharing. An easier bank-statement import and clearer home-value labeling.
- Easier-to-read portals. The borrower and referral-partner portals have sharper text and color-coded cards that show every tool you’ve shared at once.
- A clearer sign-up. A smoother sign-up sends a welcome email once you verify your email address and makes choosing your plan clearer.
Fixed
- Inviting a borrower or referral partner to their portal for the first time now reliably sends a working link.
June 27–28, 2026
v0.1.5–v0.1.12New
- Personalized email signatures. Build a signature with your photo or logo that’s automatically added to every message you send, including scheduled and campaign emails.
- Loan Operations (beta). Price loans from a shared rate sheet, lock rates, track conditions and stipulations, and manage every pending lock from one Lock Desk.
- Richer digital business cards. Record an intro video right in your browser, share it as its own link, and edit a card once to apply the update across all of your cards.
Fixed
- Adding a loan now works reliably from every entry point, with the loan’s stage pre-selected for you.
- Behind-the-scenes security and reliability improvements keep the app dependable and prevent a single page error from disrupting your session.
June 22–25, 2026
v0.1.0–v0.1.1Initial releaseThe first public release of LoNav.
New
- Borrower portal. Give clients a shareable, mobile-friendly portal where they explore Buy-vs-Rent and purchase analyses, view their personalized home-shopping ticket, and reach you directly — with you controlling exactly which tools each borrower sees.
- Referral-partner portal. Your referral agents get their own branded portal with the same home-shopping tools your borrowers enjoy, keeping partners engaged throughout every deal.
- A dashboard that tells you who to call. Your dashboard ranks exactly who to call next by value and urgency and adds a dedicated Calls page so no warm lead slips through the cracks.
- AI Morning Briefing. The dashboard opens with an AI Morning Briefing, a rolling seven-day agenda of your key dates, and at-a-glance production cards for month-to-date units and year-to-date funded volume.
- Lead Pipeline table. A table view of your Lead Pipeline lists every borrower with status, stage, quick-count stats, and inline actions, plus instant search.
- Co-borrowers everywhere. Add a co-borrower’s name, email, and phone from every intake and pipeline form, with clear validation so their details are never lost on save.
- Free trials and a starter plan. Free trials show clear time-remaining and trial-ended indicators plus a friendly reminder email, and a new Basic plan at $99/month gives solo loan officers an affordable way to get started.
Improved
- Create from anywhere. A single “+ Add” menu in the header lets you create a borrower, referral partner, or loan from anywhere in the app, using one consistent form for each.
- A steadier affordability wizard. The home-affordability wizard no longer jumps around while you type, remembers your recent entries, and reliably keeps every dollar amount you enter.
- Faster refinances. Start a refinance with built-in borrower search and create, guided contact details, dollar-formatted inputs, and a fix so the payoff date always saves.
- A cleaner In-Transaction view. Curated default columns, far less side-scrolling, and at-risk loans automatically flagged in red.
- Safer deletes. Destructive deletes now ask you to type DELETE to confirm, protecting you from removing an application by accident.
Fixed
- Resolved an intermittent issue where navigation links could stop responding until the page was refreshed.
